By understanding biases and heuristics that often guide financial behavior, individuals can make better choices in optimizing retirement planning. In this article, we explore how behavioral finance can significantly improve your retirement planning.By understanding biases and heuristics that often guide financial behavior, individuals can make better choices in optimizing retirement planning. In this article, we explore how behavioral finance can significantly improve your retirement planning.By understanding biases and heuristics that often guide financial behavior, individuals can make better choices in optimizing retirement planning. In this article, we explore how behavioral finance can significantly improve your retirement planning.