A key way to overcome present bias is through the automation of retirement savings through payroll deductions or direct transfers into retirement accounts such as 401(k)s or IRAs. Automation reduces the temptation to spend now, ensuring consistent savings before other expenditure.A key way to overcome present bias is through the automation of retirement savings through payroll deductions or direct transfers into retirement accounts such as 401(k)s or IRAs. Automation reduces the temptation to spend now, ensuring consistent savings before other expenditure.A key way to overcome present bias is through the automation of retirement savings through payroll deductions or direct transfers into retirement accounts such as 401(k)s or IRAs. Automation reduces the temptation to spend now, ensuring consistent savings before other expenditure.

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Paper Clips Nickel Plated 35mm
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